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Attention Maui Wildfire Survivors
Two Year Wildfire Anniversary Alert
Disaster anniversaries trigger deadlines that can cut off your insurance claim and legal rights. There are two main things to think about: Your policy benefits and your ability to file a “bad faith” claim against an insurer that hasn’t treated you fairly.
As the two-year anniversary approaches, don’t leave insurance funds on the table or lose your ability to hold your insurer accountable in court due to an expiring deadline. If your policy provides Replacement Cost Benefits for your dwelling and/or personal property (contents) there may be a deadline for collecting those funds. It may be the 2nd anniversary of your loss. If your insurer is withholding funds until you submit proof that you’ve replaced your home and/or contents, but you’re not going to be able to do that before the deadline, there are customizable sample letters on our website that you can send to them to request an extension.
In the State of Hawaii you have two years from the date of your loss to file a lawsuit against an insurance company if they have violated your rights and/or treated you unfairly.
Questions? Contact Sherry Peterson, Roadmap to Recovery Liaison at (808) 214 - 8713.
uphelp.org/2023-hi-wildfires
United Policyholders (“UP”) is a non-profit information resource and a voice for insurance consumers in all 50 states and the District of Columbia. We give you the straight scoop on insurance matters. We don’t accept financial support from insurance companies. We don’t give legal advice or endorse or warrant any of our sponsors. www.uphelp.org
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